FAQ - Annual travel insurance
This page provides answers to the most frequently asked questions about annual travel insurance.
To find the answer to your question more quickly, use the search engine by typing in a keyword.
When is it better to take out annual insurance?
With annual insurance, you're covered for all your trips, all year round.
It gives you more extensive cover with higher guaranteed amounts than temporary insurance.
It can also be financially more advantageous if you plan to travel several times a year, if the trips covered are expensive or if you are travelling as a family.
Finally, you can leave with peace of mind whenever you want, even at the last minute, knowing that you are automatically covered.
Note: annual insurance can be taken out at any time during the year and covers you for 365 days from the policy start date.
What trips are insured?
Annual travel insurance covers all trips taken over the course of a year.
The maximum duration of a trip is 365 days and the maximum sum insured is CHF 50'000 for individuals and CHF 100'000 for families.
When can I take out annual travel insurance at the latest?
Annual travel insurance can be taken out throughout the year and covers you for 365 days from the policy start date.
If you already know the date of your next trip, you must take out annual travel insurance at least 24 hours in advance for it to be covered.
What maximum amount can annual travel insurance cover?
The annual travel insurance can cover a maximum amount of CHF 50'000 (individual) or CHF 100'000 (family) per trip.
Do I have to pay for the insurance myself for the annual cover to work?
No, the means of payment used to take out the annual insurance can be in someone else's name.
What is the concierge service?
It's an exclusive service included in Comfort annual travel insurance that gives you 24/7 access to a concierge for any travel-related request.
Whether it's a reservation at a particular restaurant, buying tickets for a show, activities for the kids, shopping or organising an event, he'll do everything to help you fulfil your desires.