Insurance for occasional travellers
at the best price.

Even if you only travel occasionally, travel insurance is essential if you want to leave with peace of mind. Whether you're in the canton next door or on the other side of the world, it offers you financial protection and, above all, 24-hour emergency assistance in the event of a problem.

Why should I take out insurance if I'm an occasional traveller?

You may think that if you don't go away very often, you don't need travel insurance. However, whether you go away once or 10 times a year, the unexpected can always happen, and the financial consequences can be significant.

If you travel infrequently, every trip is precious. In the event of cancellation, you'll be covered. In the event of illness or accident at your vacation destination, you'll also be covered and, above all, assisted immediately with a simple call to our 24-hour emergency hotline.

Medical expenses abroad can also be very high if you need to be hospitalized or simply treated: covering them is one of the services we offer in our Comfort option, up to CHF 250,000.

With Europ Assistance, if you're an occasional traveler, you can take out insurance for a single trip. You're then covered for a limited period: ideal if you don't travel often and want to remain free from insurance constraints.

What is insurance for occasional travellers?

Many insurers offer annual cover, which is then automatically renewed for one or more years. You're therefore contractually bound, and this may seem restrictive.

It's also not necessarily financially attractive if you only travel a few times a year, or for low-cost trips.
At Europ Assistance Switzerland, we therefore offer unique insurance solutions for occasional travellers: in this case, you're only covered for a specific trip. When you sign up, you specify the exact dates of your stay and the amount you wish to cover (particularly in the event of cancellation). This amount is in fact the sum of all expenses incurred for this trip: transport, accommodation, activities booked and already paid for.

This type of insurance for occasional travellers covers you from the moment you sign up (for cancellation) and during your trip (for cancellation and all other benefits). Once you return home and the trip is over, you are no longer insured and no longer linked to Europ Assistance Switzerland.

You are free to take out insurance for your next trip, as many times as you like during the year.
The only limit imposed is that of the duration of the trip: it must not exceed 180 days (this limit is among the highest on the market). So you can insure a weekend as well as a 6-month trip, no questions asked!
 

How do I take out insurance for occasional travellers?

You can quickly and easily calculate your premium on our website by entering the number of people to be insured, the dates of your trip, its destination and its cost (total for everyone). 

You'll then receive a quote with two options: 

- Essential from CHF 46 with basic benefits: cancellation and medical assistance (emergency aid, repatriation) worldwide.

- Comfort from CHF 58, which combines Essential benefits + medical expenses abroad, luggage coverage, Dog & Cat extensions, Concierge services...

If you would like to subscribe, you can do so here.

The advantages of Europ Assistance Switzerland

We offer all the cover you need for your trip, without duplicating the insurance you already have for your daily life (car, civil liability). This allows you to benefit from attractive premiums while being perfectly insured when you leave.

We take care of your worldwide assistance ourselves, with our teams and partners based all over the world. What's more, the amounts reimbursed are among the highest on the market, with unlimited emergency transport, repatriation and search & rescue.

There are no deductibles on cancellation insurance or assistance.

Our assistance center is located in Switzerland, where we receive your calls and help you 24/7 in the following languages: French, German, Italian and English. Wherever you are, we can help you thanks to our global network and the presence of teams in over 200 countries.

As a Swiss company on a human scale, we treat every emergency, every claim and every request with commitment and responsiveness. 

When should you take out travel insurance?

Ideally, you should take out this insurance on the day of purchase, so that it covers you as soon as possible in the event of an event preventing you from leaving. You're covered from the day you take out the policy, even if your trip is still a few weeks away: anything that happens in the meantime and prevents you from leaving will be covered if your trip is cancelled.

However, you can take out our travel insurance at any time, even for a trip already booked and up to 1 day before departure. 

Why choose Europ Assistance travel insurance?

Are you unable to go on vacation due to illness or accident?

Do you have to interrupt your trip and return home early?

Did your luggage not arrive at your destination?

Insurance for occasional travelers covers you before and during your stay for these and many other unforeseen events. 

It also gives you peace of mind and financial protection.

Because an accident while traveling can quickly become very expensive.

Repatriation from any country can often cost thousands or even tens of thousands of Swiss francs. Not to mention the cost of interrupting your trip, the impact on the travel of those accompanying you, the cost of recovery, and so on. That's why travel insurance is essential.

Your basic insurance and accident cover will only cover a tiny fraction of what you'll have to pay, so it's essential to protect yourself further. You can calculate your premium free of charge here.