Short-term travel insurance
Stays of less than 1 month

Whether you are planning a short stay in Switzerland, in Europe, or in more distant countries, it is essential not to overlook travel insurance. It can prove very useful even for trips lasting just a few days. Indeed, even during a weekend, unforeseen events such as illness, an accident, or lost luggage can occur. For these situations, it is important to be financially protected with short-term travel insurance.
 

• Safety first: In the event of unexpected illness, accident, or lost luggage, costs can quickly escalate—even for a short stay. With comprehensive travel insurance, you are financially covered.

• Occasional travel insurance: For those who travel occasionally and do not wish to commit long-term, temporary insurance is ideal. It requires no cancellation.

• Annual travel insurance: For those planning more than two short trips per year, annual insurance is the most advantageous solution. It automatically covers all trips taken during the year.

• Rates tailored to your needs: Occasional insurance: Choose between the Essential plan and the Comfort plan. Annual insurance: Automatically includes all benefits.

Why is travel insurance for short stays important?

Unexpected events, such as trip cancellation due to illness, an accident, or lost luggage, can quickly drive up costs. Travel insurance protects you against high expenses related, for example, to medical care, repatriation, or trip interruption. Even a simple weekend can lead to significant costs: repatriation from abroad can cost several thousand francs—far more than what basic insurance covers. That’s why it is recommended to take out travel insurance for short stays.

Which to choose: occasional or annual insurance?

If you travel once or twice a year, occasional insurance is the best option.
If you travel three times or more per year, annual insurance is more advantageous. It covers all your trips for a year, whether it’s a weekend or an extended stay. A single subscription is enough for peace of mind all year long.

Why choose occasional insurance?

If you do not wish to commit long-term, Europ Assistance offers insurance for a single trip, with no automatic renewal. Ideal for occasional travelers, it is valid for up to 180 days. You can insure a weekend or a six-month stay. No cancellation is necessary: coverage ends automatically upon your return. Of course, you can take out new insurance for your next trip at any time.

Testimonial from our client Annette, 39:

As an organized mom, I take out occasional insurance for every trip we plan. We usually go away once in summer for three weeks during school holidays. Last year, we were also invited to my cousin’s wedding in Italy. With young children, you never know what might happen, so I took temporary insurance for that weekend—thankfully! My little Mia (3 years old) fell ill just before departure and it was impossible to take the plane. We had to cancel the trip, but thanks to the insurance, we had no extra costs. We missed the wedding, but were able to visit my cousin after her honeymoon in Italy.

Europ Assistance’s occasional insurance allows me to have full coverage without committing for the whole year or paying for an unnecessary period.

Options for occasional insurance

With our occasional travel insurance, you can choose between the Essential plan and the Comfort plan:

• Essential: from CHF 46, includes cancellation and assistance.
• Comfort: from CHF 58, additionally includes medical expenses, luggage coverage, and concierge service.

Calculation and subscription

Calculate your premium online and get a personalized quote for your short-term travel insurance.

• Calculate your premium online and get a personalized quote. Subscription possible up to one day before departure. 
• Clear and quick simulator to know the cost of your insurance.
• You can calculate your premium for free here.

You can calculate your premium for free here.

Does annual insurance also apply to short stays?

Yes! If you travel several times a year—whether for weekends or extended stays—annual insurance is generally more economical. It covers you all year for an unlimited number of trips and renews automatically. Advantage: you save on the premium and administrative procedures.

Testimonial from our client Jens, 42:

As a father who travels a lot, I always take out annual travel insurance so that all my trips during the year—whether a city break, a family visit, or an excursion—are covered without extra formalities. I have a wife and three children, my parents live on the other side of Switzerland, and my wife’s parents live in Spain. Of course, we seize every opportunity to visit the grandparents, even if it’s just for a few days.

To avoid having to take out new insurance for each trip, I choose Europ Assistance’s annual insurance. That way, I only deal with the paperwork once and can enjoy the rest of the year with my family in peace.

Options for frequent travelers

For those who travel three times or more per year, annual travel insurance is the best choice—even for short stays. Its cost starts at CHF 120 per year for one person or CHF 190 for a family. It covers medical expenses, lost luggage, and cancellation costs.

Subscription for annual insurance

Request a quote and calculate your premium in just a few clicks.

• Subscription possible up to one day before departure. 
• Fixed and transparent prices for the whole year. 
• Covers an unlimited number of trips.

You can calculate your premium for free here.

Conclusion: even for short stays, insurance matters

Travel insurance also protects you during short stays or weekends against unexpected costs and guarantees a stress-free travel experience. Whether you are leaving for just a few days or planning a longer stay, insurance provides the financial protection and security you need while traveling.