Understanding the US healthcare system for Swiss travellers
For a traveller from Switzerland, the American healthcare system can seem complex and confusing. Before setting off on a trip to the USA, we often try to understand how it works, in case we need to seek treatment there. Here is a summary of the important information you need to know about the US healthcare system.
How does the US healthcare system work?
You could say that it is fragmented: there are many players, from private hospitals and clinics to insurance companies and independent healthcare providers. There isn't really a universal healthcare system, so access to care isn't guaranteed for everyone.
How does health insurance work in the USA?
Most Americans have health insurance, either through their employer, through government programmes such as Medicaid or Medicare, or by taking out private insurance directly.
Cost of medical care in the USA
The cost of medical care in the USA is among the highest in the world. A simple visit to hospital can result in a bill of thousands of dollars. For more details on bills, read our article here. Travellers from Switzerland and elsewhere are strongly advised to take out travel insurance to cover medical expenses in the USA. Our Comfort option insures you for up to CHF 250'000 for these costs.
What are the emergency services in the USA?
In the event of a medical emergency, call 911 for rapid assistance. Emergency services are available throughout the country and provide vital care in the event of an accident or serious illness.
>> Travel well protected to the USA. Travel insurance from CHF 46 <<
How do I get a prescription when travelling to the USA?
To obtain prescription medicines, you will need to consult an American doctor. Pharmacies are plentiful and easy to find, but the cost of medication can vary.
How do I make a medical appointment when travelling in the USA?
If you need to see a doctor but it's not urgent, it's best to make an appointment in advance. You can find lists of practitioners on the internet. Medical appointments are generally scheduled, and unannounced visits can be costly.
Tip: take your medical records with you
If you have a medical history, always pack a copy of your medical records translated into English in your suitcase (or digitally). This will make it much easier to communicate with American doctors and ensure that you receive the care you need.
Alternative medicine in the US healthcare system
A wide range of medical practices can be found in the country, including alternative approaches such as acupuncture, osteopathy and holistic medicine. If you need to consult a doctor in the USA, make sure your insurance covers you.
Check your insurance cover before leaving for the USA
Before taking off for the USA, check your cover, particularly the limits of the LAMal, LAA and your bank card, and take out travel insurance to complete your protection.
>> Travel well protected to the USA. Travel insurance from CHF 46 <<
