How does accommodation cancellation insurance work?
That's it, you've booked your next family vacation: plane tickets have finally been purchased and, most importantly, you've found the rental of your dreams at your destination. Everything is going according to plan and you're only a few weeks away from departure. Unfortunately, you have a little fall and the diagnosis is clear: you've broken your ankle and will have to stay immobile for the next few weeks. So you can't leave on your trip.
You check your accommodation booking, and the free cancellation is no longer valid: the cancellation fees represent the total amount you had paid.
This is precisely where accommodation cancellation insurance comes into play: thanks to it, you can be reimbursed for the costs you still have to pay following this unfortunate accident.
What types of accommodation are covered by cancellation insurance?
Generally speaking, all types of accommodation and vacation rentals are covered:
- hotel, guest house, B&B
- Gîte
- House, chalet, vacation apartment
- Camping pitch, bungalow
Wherever you plan to stay, you'll normally be covered.
When does cancellation insurance work?
Accommodation cancellation insurance covers you if you are unable to start or continue your trip as planned. Depending on the type of insurance, this may be due to :
- accident
- Illness
- Death
- Loss of employment
- Exceptional circumstances (war, natural disaster, etc.)
- Burglary at home during your trip
- Theft of your travel documents
- Missed correspondence
- Unexpected call to civic duty
How do I claim reimbursement for costs incurred if I have to cancel my accommodation?
If you have to cancel your trip, and therefore the reservation of the accommodation you have chosen, you must inform your insurer as soon as possible, providing all the information needed to determine the circumstances of your cancellation, and of course the necessary documents (read the General Conditions of Insurance to find out the valid reasons for cancellation). Generally speaking, you can use an online form to declare a "claim".
The insurer will then contact you if further information is required, or to inform you of the status of your claim.
Cancellation insurance for my vacation rental
At Europ Assistance, cancellation insurance is included in all our options, because we believe it's essential if you want to plan your vacation with complete peace of mind. You know you're financially protected if the slightest unforeseen event prevents you from reaching your destination. This cancellation insurance covers your vacation accommodation, your plane tickets, your booked activities, your courses... In addition to all this, you benefit from other essential guarantees such as 24-hour medical assistance (emergency transport, repatriation), coverage of your medical expenses, luggage insurance, etc.
>> Cancellation insurance from CHF 46 <<
