What insurance should I choose for a world tour ?
Globe-trotters, backpackers* and other frequent travellers, welcome! In search of adventure and a change of scenery, you're about to embark on a world tour!
You've decided on your destinations, your budget and your planned activities. Now comes the question of insurance for a round-the-world trip that will cope with the unexpected. Health insurance, medical repatriation assistance, early return, search and rescue costs... Here we look at the particularities of taking out long-term insurance for your round-the-world project.
What is world tour insurance?
Long trip and world tour insurance is long-term travel insurance with cover tailored to your adventure. While temporary travel insurance covers you for stays of up to 180 days, annual insurance covers you for stays of up to 12 consecutive months, regardless of the number of countries visited. In addition to the duration of cover, annual travel insurance also offers cover adapted to a long-term stay: medical repatriation assistance, additional reimbursement of medical expenses abroad, advance payment of hospital costs, early return in the event of a natural disaster or damage to the home, reimbursement of search and rescue costs at sea and in the mountains. There is also cancellation cover or cover if you miss your plane, as well as insurance against the loss, theft or damage of your luggage.
Thinking of taking out other insurance for your world tour? Temporary travel insurance, credit card insurance... Unlike annual insurance, most insurance policies only cover you for short periods. What about cover? Pay close attention to the conditions imposed to make sure you're properly covered.
Why take out annual travel insurance?
Taking out annual travel insurance for a world tour is strongly recommended by the Federal Department of Foreign Affairs, but not only that. The community of experienced globetrotters, who are present on the web via blogs, forums and specialist sites, also recommend taking out annual travel insurance if you want to set off on your adventure with peace of mind. Multiplying destinations and extending the length of your stay means multiplying the risk of unforeseen events.
And because a simple broken leg can lead to significant costs when it comes to treatment abroad. Finally, a round-the-world trip generally lasts several months, or even up to a year. Apart from illness or accident, you may need to see a dentist for emergency treatment, for example.
So it's important to have effective travel insurance for the duration of your round-the-world trip, with cover that matches the richness of this unique adventure. Europ Assistance understands this!
With its annual travel insurance, you benefit from tailor-made medical insurance plus insurance cover tailored to your needs. Thanks to its comprehensive package, this travel insurance meets the needs of host countries, which require travellers to have travel insurance.
Healthcare costs during a world tour
Supplementary reimbursement of healthcare costs or the advance payment of hospitalisation costs when travelling abroad is more than a convenience, it's a necessity.
As soon as you are abroad, where medical expenses can be very expensive, travel insurance is necessary to supplement the cover provided by your health or accident insurance.
Covid-19 cover
When you take out your Europ Assistance annual travel insurance online, you will immediately receive your certificate showing that you are covered for Covid-19.
Before you leave, we recommend that you check the current recommendations, restrictions and prohibitions, as you will only be covered if you have complied with the official travel recommendations issued by a government authority in your country of residence on the date of departure.
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