Prepare for your studies abroad with peace of mind
Have you decided to discover the world as a student or work placement?
Covering your medical expenses abroad
Before you go abroad, find out about the social security system in your destination country. Don't neglect this point, because if you have a health problem and you are poorly covered, it could cost you a lot of money.
Covering your medical expenses in Europe
If you are planning to study in a European country, think about the European Health Insurance Card, which is normally found on the back of your compulsory health insurance card. If this is not the case, contact your health insurance fund. This card gives you access to the local public health system on the same basis as those insured in the country concerned.
>> Calculate the insurance premium for your next trip <<
Covering your medical expenses outside Europe
If you are going to study in a country outside Europe, you will probably need to register with the local student social security scheme, if one exists, or take out insurance yourself to cover your medical expenses and other unforeseen costs during your trip. Be aware that the LaMal, EHIC or LAA provide very limited cover when you are abroad, and in countries like the USA, having a health problem can be extremely expensive. It is therefore strongly recommended that you supplement your protection with travel insurance, which will offer you more comprehensive cover, higher reimbursement amounts and, above all, a 24-hour assistance service anywhere in the world, just a phone call away.
Getting vaccinated before going abroad
Before you leave, see your doctor to check that your vaccinations are up to date and whether any others are necessary, depending on your destination. Ask your doctor about any precautions you should take there.
If you are undergoing medical treatment, make sure you take all the medicines you need with you and check that they are authorised in the country you are going to. If this is not the case, find out what alternatives are available locally.
VISA to study and residence permit
Depending on where you are going, you may need a special VISA or residence permit. You should contact the consular services of the country where you will be staying to obtain these compulsory documents. You will need to be able to present certain documents when you apply, such as your letter of admission to the local university, your financial capacity, your travel insurance to cover your medical expenses, etc.
>> Calculate the insurance premium for your next trip <<
Accommodation abroad
Don't leave it to the last minute to look for local accommodation. Instead, take the time to assess prices, look at neighbourhoods and their accessibility, and compare. The best option is university halls of residence, where you won't have to travel far, where you'll be safe and where you'll meet lots of people! If you haven't found anything before you leave, you can always stay in a youth hostel for a while, even if it's not a long-term solution. Think about looking for a flat-share too, if possible with students who don't speak your language, to help you practise and give you the chance to discover other cultures rather than staying with your compatriots.
Driving licences in Europe
In Europe, you can drive with your Swiss driving licence as long as your stay is of short or medium duration.
Driving licences outside Europe
Outside Europe, it's the same, but for certain countries you will need to obtain an international driving licence. If you are staying in a country for more than a year, some will ask you to exchange yours for a local licence or even to take the local driving test.
International driving licence
To obtain an international driving licence, you must apply for it either online, by post or in person at the Service des Automobiles et de la Navigation. It will be valid for 3 years and must always be accompanied by your national licence when you present it. It is not valid in Switzerland, only abroad.
Remember: don't forget that in some countries the driving rules are very different from ours, and if you have to drive on the left-hand side of the road, never hesitate to hire an automatic vehicle, which will make your life easier (you can concentrate solely on the road).
Paying abroad
If you plan to stay abroad for more than 6 months and/or work there, it may be worth opening a local bank account. Beware, however, of the terms and conditions for opening an account, and read the documents provided carefully. Alternatively, you can use your Swiss bank cards, but make sure you find out beforehand about any commissions and charges you may have to pay, and perhaps the international options you need to activate. Ask your bank and always let them know if you're going to be away for a long time. This will prevent your cards being blocked if they think the payments are fraudulent.
